Tesco Home insurance UK

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This page is a specialist page for Tesco home insurance, and is here to make it easy for you to get the best quote for your UK home insurance, contents insurance, or building insurance. This site is a home insurance resource for UK homeowners.

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This is a specialist page for Tesco Home insurance. Disclaimer The following details are not an endorsment of Tesco Home insurance; we encourage you to shop around before you choose your home insurance provider.

Choose from no frills policy, or a policy that offers the highest level of cover with Tesco home insurance, Value, Standard and Finest cover.

Tesco Standard Home Insurance

If you're paying more than you need to for Home insurance, is it time to move? Tesco Home Insurance could be just what you are looking for. With 3 levels of cover to choose from you only pay for the cover you need.

Get a BIG 50% introductory discount with Tesco Home Insurance.



Tesco Home Insurance benefits include:

  • A BIG 50% Introductory discount
  • Exclusive Clubcard discount


50% discount available to new customers in year one and includes the existing 30% introductory discount, plus an additional discount added to give 50% off the full price premium, (customers usually pay full price premium in third year). Discounts are applied consecutively. Discounts not available on additional benefits bought in connection with Home Insurance - Tesco Legal Guard, Home Emergency Cover, Concierge Service and Identity Fraud Detection and Assistance. Available when you quote between 6 January 2011 and 2 March 2011 and buy the policy.



Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Limited.




Get a 'Tesco Standard Home Insurance' quote

Tesco Value Home Insurance



Defaqto one-star rated cover. A no-frills policy which includes the basic home insurance essentials to cover against major events such as fire, storm, flood and theft.

Please note, there may be cover which is important to you that isn't included in Value cover. Please read the policy documents for more info. Optional extras available with Value are Accidental Cover, Personal Possessions and valuable single item cover.



Get a BIG 50% introductory discount off Buildings and Contents Cover with Tesco Home Insurance.



Tesco Home Insurance benefits include:

  • A BIG 50% Introductory discount
  • Exclusive Clubcard discount




50% discount available to new customers in year one and includes the existing 30% introductory discount, plus an additional discount added to give 50% off the full price premium, (customers usually pay full price premium in third year). Discounts are applied consecutively. Discounts not available on additional benefits bought in connection with Home Insurance - Tesco Legal Guard, Home Emergency Cover, Concierge Service and Identity Fraud Detection and Assistance. Available when you quote between 6 January 2011 and 2 March 2011 and buy the policy.



Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Limited.






Get a 'Tesco Value Home Insurance' quote

Tesco Finest Home Insurance



Five-star Defaqto rated Home insurance that's everything you'd expect from the Finest range. If you appreciate the finer things in life then Finest cover, with its wide ranging, high benefit levels and exclusive benefits package could be just what you are looking for.



Get a BIG 50% introductory discount with Tesco Home Insurance.



Tesco Home Insurance benefits include:
  • A BIG 50% Introductory discount
  • Exclusive Clubcard discount




50% discount available to new customers in year one and includes the existing 30% introductory discount, plus an additional discount added to give 50% off the full price premium, (customers usually pay full price premium in third year). Discounts are applied consecutively. Discounts not available on additional benefits bought in connection with Home Insurance - Tesco Legal Guard, Home Emergency Cover, Concierge Service and Identity Fraud Detection and Assistance. Available when you quote between 6 January 2011 and 2 March 2011 and buy the policy.



Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Limited.



Exclusive package of benefits

Finest cover also comes with a package of complementary benefits including Home Emergency 24 hour cover, covers up to £500 emergency repairs, ID Fraud assistance and even a Concierge lifestyle management service!

Tesco Finest Home Emergency cover is provided by Interpartner Assistance SA and claims are handled by HomeServe.

Tesco Finest ID Fraud Detection and Assistance service is provided by Experian.

Tesco Finest Concierge service is provided by Ten Lifestyle Management Ltd.

Tesco Legal Guard is provided by Fortis Insurance Limited.


 

Tesco have spiced up their Home Insurance range of products and now have something to suit everyone....

Finest cover (details below...)

  • A 5 star home insurance policy with wide ranging, high levels of cover

Standard cover (details below...)

  • Great value mid-range cover for your home and contents

Value cover (details below...)

  • Cover the basics like fire, storm, theft & flood.

  • With Family Legal Protection as an optional extra.

Buildings and contents policy features Value Standard Finest
Buildings Cover Limit £1 million £1 million Unlimited
Accidental Damage Cover   Optional Covered
Damage caused by burst pipe Covered Covered Covered
Home Emergency Cover     Covered
Emergency Repairs Helpline Covered Covered Covered
Family Legal Protection Optional Optional Covered
Glass / Sanitory breakage covered   Covered Covered
Replacement locks after theft of keys   Covered Covered
Personal Possessions Cover   Optional Covered
Freezer Contents Cover Covered Covered Covered
Plants in the garden covered     Covered
ID Fraud Detection and Assistance     Covered
Concierge Service     Covered

Finest Cover

With a wide range of very high cover and benefit levels, Tesco Finest Home Insurance has been awarded a prestigious 5 Star Rating by Defaqto - a leading independent provider of financial services research.

Benefits available as optional extras on our Standard policy are included automatically with Finest Home Insurance:

  • Buildings and Contents Accidental Damage - This could cover you for expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
  • Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad.
  • Family Legal Protection - This provides legal advice and could save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

A great range of additional benefits such as:

  • ID Fraud Detection and Assistance Service
  • Home Emergency Assistance
  • Family Legal Protection
  • Concierge Service

Additional benefits of Finest home insurance

Home Repair Network

  • Emergency Tradesman Finder - one call finds you a recommended local repairer who'll come to your rescue for an agreed fixed cost. All work's guaranteed for 12 months.

Home Emergency

Tesco's Home Emergency cover will cover you against:

  • Vermin such as rats, mice, or wasps nests inside the home
  • Blockages in toilet waste pipes where there is only one toilet in the home
  • Plumbing problems related to leaking pipes, blocked drains, water tanks, or leaking radiators
  • Central heating or boiler failure
  • Gas or electricity failure within the home
  • Hot water failure
  • Loss of all keys required to access the home
  • Broken or damaged windows and doors presenting a security risk to the home

Identity Fraud Detection and Assistance Service

A confidential Helpline, online access to your credit report, service text alerts and specialist advice and support should you become a victim of ID fraud.

  • Retrieve a saved quote
  • Get a quote now for Tesco Home Insurance
  • Protecting you from the growing threat of ID fraud
  • Check that your credit history and information held about you are correct
  • One-to-one support if you're a victim of fraud, helping to restore your credit history
  • Alerts via SMS or email if your credit report changes significantly
  • View your credit record, credit score and the past three years' repayment history.

Concierge Service

Looking for help or support in planning a party, looking for a gardner, arranging a holiday or even searching for the perfect gift?

...then Tesco's Concierge Service could help.

  • Access by phone of email to a lifestyle management consultant 24 hrs a day, 365 days a year
  • Access to this service whether you're in the UK or abroad
  • Tesco can set up a reminder service for you on birthdays, anniversaries and any other important event in your life
  • You have unlimited use of this service as a Tesco Finest Home Insurance customer
  • Travel expert - finds and makes travel arrangements... from a week's skiing in Switzerland, a beach break in Greece or even somewhere more exotic.
  • Home help - finds you anyone from cleaners and plumbers to dentists and nannies.
  • Entertainment & Leisure - tracks down elusive tickets, books restaurants, orders taxis.
  • Shopping assistant - for more memorable gift suggestions and help to find that elusive item

Higher levels of cover with Finest home insurance

Benefits available as optional extras on Tesco's Standard policy are included automatically with Finest Home Insurance:

  • Buildings and Contents Accidental Damage - This could protect you from expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
  • Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad.
  • Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

Also, Tesco's Finest product gives you higher levels of cover compared to Tesco's Value and Standard policies.

 

Standard cover

Tesco's Standard Home Insurance policy covers you for all the major events, such as fire, storm, theft & flood.

FREE Karcher Pressure Washer Exclusive to Clubcard customers. When you get a quote and buy a Tesco Standard or Finest combined buildings & contents policy between 28th May and 22nd July 2009 you can claim a FREE Karcher K2.36M pressure washer worth £100!

All new customers will also get a 35% online introductory discount as standard in the first year – You do not need be a Clubcard holder to receive this discount.

  • Levels of buildings cover: £1 million
  • Cover for damage to pipes by freezing
  • Replacement locks after theft of keys

Plus choose Tesco's add-ons to cover you if you like that extra bit of security.

Additional benefits of Standard home insurance

For an extra cost, you have the option to add on:

  • Buildings and Contents Accidental Damage - This could protect you from expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
  • Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad for up to 60 days.
  • Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

Also, don't forget, you will also get higher levels of cover with Tesco's Finest policy compared to Tesco's Value and Standard policies.

 

Value cover

FREE Karcher Pressure Washer Exclusive to Clubcard customers. When you get a quote and buy a Tesco Standard or Finest combined buildings & contents policy between 28th May and 22nd July 2009 you can claim a FREE Karcher K2.36M pressure washer worth £100!

All new customers will also get a 35% online introductory discount as standard in the first year – You do not need be a Clubcard holder to receive this discount.

Tesco's Tesco Value Home Insurance policy covers you for all the major events, such as fire, storm, theft & flood.

  • Levels of buildings cover: £1 million
  • Cover for damage to pipes by freezing
  • Emergency repairs guaranteed

It's a no-frills policy which includes the basic essentials.

Remember - there may be cover that is important to you which is not included in this product, please read the policy documents for more info.

Additional benefits of Value Home Insurance

With Tesco's Value product you can add-on:

  • Family Legal Protection - This provides legal advice and can save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.

If accidental damage and other add-ons are an important feature in your policy, make sure you find out more about Tesco's Finest and Standard covers compared to Tesco's Value cover.


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Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy details. Please check details before applying....



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