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This is a specialist page for Churchill Home insurance. Disclaimer
The following details are not an endorsment of Churchill Home insurance;
we encourage you to shop around before you choose your home insurance
provider.
Can I get immediate cover?
Yes, providing you have a credit or debit card or the facility to pay
by Direct Debit we can issue you with immediate cover, this is subject
to normal terms and conditions.
When will I receive my insurance documents?
You should allow 5 working days for any documents that you request from
us. These will be sent in the post.
How do I make a claim?
If you are unfortunate enough to suffer loss or damage to your property
or its contents, you should report the incident to Churchill as soon as
reasonably possible. To report a claim, please call on 0845 603 3590.
Will my claims be settled on a new for old basis?
Yes, there are several exclusions though and you should refer to the policy
wording for a further details.
What's the maximum number of bedrooms you will cover me for?
6 bedroom properties are Churchill's standard limit. If your property
exceeds this, please call on 0800 200 326 so we can look at your requirements
on an individual basis.
Do I get any No Claim Discount?
Yes, up to 30%. Because Churchill want to reward you for being claim free,
we'll give you up to 30% No Claim Discount depending on the number of
years you have held insurance and been claim free. We are one of the few
companies to do this because we value your custom.
What are your content and building limits and is it a blanket cover?
Churchill's contents limit is £40,000 and our buildings limit is
£250,000. These are blanket covers and the benefit of this type
of policy is that you do not have to specify the exact monetary values
for your contents or buildings.
Do I get a discount if I have extra security fitted to my property?
Yes, if you are a member of a Neighbourhood Watch Scheme, have approved
security locks and/or a professionally installed and annually maintained
alarm system, Churchill may be able to offer you further reductions in
your premiums.
Do you cover pedal cycles?
Yes, basic cover is given for pedal cycles under standard contents cover.
If you would like your pedal cycle covered when it is with you and when
it is in use, you should extend the level of cover that you have to include
cover outside of your home.
Does the contents cover include accidental damage?
Yes, a limited amount of accidental damage cover is included as part of
the standard contents cover package. If you wish to be covered for full
accidental damage, you should extend your cover accordingly. Full details
are available in the policy wording
When you have a quote from Churchill, you can come back to this
page and compare your quote with other quotes you can get from the other
insurance sites listed in the Price Survey on the left. This survey gives
most of the sites you would probably want to visit for a cheap home insurance
policy in the UK. It is a regular survey of the main online
insurance sites in the UK to see which ones are the least expensive.
Each insurance site must add something extra to the online home insurance
policy scene in order to be listed. The sites included in the survey offer
a good selection of the rates and are easy enough to use. Some are big
household name insurance companies such as DirectLine and Churchill,
while others are small dedicated online insurance specialists or online
offerings from existing intermediaries. You can return to this page and
compare the quote you get from Churchill with other insurers listed
here.
Details correct at time of publication. . Terms and conditions can change,
this web site is not responsible for the publication of current policy
delails. Please check details before applying.... disclaimer
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