AA Home insurance UK

Best instant online UK house home building & buildings contents insurance quote


This page is a specialist page for AA home insurance. It is here to make it as easy as possible for you to get the best quote for your UK home insurance, and / or buildings contents insurance.
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Get an instant UK
home insurance quote from
the AA


UK Home Insurance


This is a specialist page for AA Home Insurance and house contents insurance. Disclaimer The following details are not an endorsment of AA Home Insurance.



The AA offers either

  • Buildings insurance
    Contents insurance (max £45,000)
  • Buildings and Contents insurance


included in the policy:

  • accidental damage (for buildings and contents)
  • Legal cover (for buildings and contents, see terms below)


Straightforward all in one policy with no extra options to choose.


Buildings Insurance

  • Full replacement cost or repair
  • Full cover for accidental damage (eg putting your foot through the ceiling from the loft)
  • Alternative accommodation if house uninhabitable due to an insured peril – up to £10,000
  • Architects, surveyors and legal fees
  • Following loss or damage from an insured peril, costs associated with complying with
  • statutory building regulations
  • Up to 90 days' cover on both properties when moving house (certain restrictions apply)
  • Property owners' third-party liability – up to £1,000,000
  • Legal liability for properties previously owned – up to £1,000,000
  • Legal helpline
  • Disaster helpline
  • Home emergency cover, which will cover the cost of emergency repairs in a variety of
  • specified situations

Contents Insurance

  • New for old basis
  • Accidental damage – television, video, audio and home computer equipment whilst in the home
  • Accidental damage – other non-portable electrical/gas appliances (eg microwave)
  • Items in course of professional removal
  • Furniture in storage for up to 14 days, during course of removal
  • Contents normally in the open, within the property's boundaries (excluding storm or flood damage) – up to £500
  • Items temporarily removed from the home – up to £5,000
  • Freezer contents – up to £500
  • Alternative accommodation if house becomes uninhabitable due to an insured peril – up to total of 20 per cent of maximum sum insured
  • Legal helpline
  • Disaster helpline
  • Replacement door and window locks plus alarms/safes following loss or theft of keys – up to £250
  • Money – up to £300
  • Credit cards – up to £500
  • Guests' personal effects – up to £250
  • Christmas seasonal increases – ten per cent increase in insured value (1 December to 6 January)
  • Weddings increase – ten per cent increase in insured value (one month prior to and after)
  • Personal liability, in and out of home – up to £1,000,000
  • Domestic employees liability – up to £5,000,000
  • Occupiers' liability, ie damage to a third party in and around the home – up to £1,000,000
  • Unsatisfied damages (in the event of policyholder being awarded damages but where third party cannot pay) – up to £100,000
  • Legal expenses cover – up to £25,000
  • Loss of heating oil – up to £750
  • Loss of metered water – up to £750

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy delails. Please check details before applying.... disclaimer


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